Capital Markets - Credit Risk - Manager

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In 1986, Deloitte became the first South African accounting firm to establish a team of specialists dedicated to the financial services industry. Today, the Financial Institutions Services Team of Deloitte is a leading provider of both audit and specialist advisory services to the financial services industry in Southern Africa and is a member of the Global Deloitte Financial Services Industry (GFSI).

About the Division

Capital Markets is the leading risk management and modelling consulting practice in South Africa, servicing financial institutions. We are a global centre of excellence in the areas of credit risk, operational risk and financial instrument valuations

We are a dynamic and technically excellent team, passionate about our clients and about developing market leading solutions and thought leadership. We are dedicated to building a stimulating learning environment that supports the ongoing personal development of each member of our team, including our partners.

About the Job

We are looking for the person who is best able to fulfill the following job requirements

• Develop and design general credit models.
• Develop new product offerings to clients in general credit space.
• Build strategic relationships with clients.
• Involved in wider Capital Markets projects, either as part of resource development of research.
• Responsible to running a portfolio of client and projects.
• Take ownership of projects (budgeting, billing, resourcing)
• Manage a junior resource pool of 10 analysts.
• Make initiative in identifying and implementing process improvement where required.
• Person will be expected to work alone at times, within a team and within a broader project.
• The person will also be expected to effectively manage and develop a team of juniors
• Ensure delivery of and oversee work
• Build and maintain relationships with clients and colleagues

About You

We are looking for someone who has the following qualifications

• University Graduate, preferably BSc (in Statistics or Mathematics); Financial Engineering
• Undergraduate in Actuarial Science - must be qualified

You would need to have the following Experience and Technical Competencies

• Financial Modelling - technical knowledge in PD, EAD, LGD, Basel II and IAS39.
• Need to have 4-5 year Credit Experience at Bank or Consultancy.
• Retail credit risk experience is preferable, but strong corporate credit is also acceptable.

• Experience in SAS and Matlab

• Modelling - PD, LGD, AED, Basel II

• MS Excel skills

• MS Word

• MS PowerPoint

You would need to have the following Behavioural Competencies

• Good organisational skills
• Strong attention to detail
• Ability to use initiative
• Ability to effectively and efficiently prioritise
• Flexible and adaptable
• Ability to build effective networks
• Able to handle pressure
• Professionalism
• Strong Communication skills
• Customer Focus
• Problem Solving
• Report writing skills
• Team player
• Motivated/go getter
• Demonstrated leadership abilities
• Relationship building

Capital Markets - Credit Risk - Manager