Kenya Commercial Bank Careers Feb 2012

Kenya Commercial Bank, renowned for its diversity and growth in the Region is currently strengthening its support for group operations and business with the aim of maintaining Best Practice whilst also responding to the growing Business needs to support internal and external Customer Service delivery objectives and increase shareholder value. To this end the following challenging positions have arisen and candidates with the requisite competencies and qualifications described below are hereby encouraged to apply.

Relationship Managers – Asset Based Finance (ABF) & Insurance Premium Financing (IPF)

Nairobi and Western Regions

Job Ref No CORP 01/2012

Reporting to Head, Asset Based Finance and Insurance Premium Finance.

This position will be responsible for liaison between customers and the Bank, to market for Asset Based Finance and Insurance Premium Financing business for the Bank and ensure growth in the ABF & IPF portfolio in order to maximize the Bank’s revenue.

The major responsibilities of this position will be to:

• Drive the growth of ABF incomes and business volumes through marketing and selling Vehicle and Asset Finance, Leasing and Insurance Premium Financing products.
• Sustain customer relationships and improve Customer Service delivery,
• Undertake credit appraisal and risk assessment of proposals in order to give an indication in principle within a competitive turnaround time.
• Follow up with the clients to obtain all the relevant documentation for a full credit appraisal.
• Liaise with the respective Corporate Relationship Managers (CRM’s) to ensure all the terms of the Service Level Agreements are adhered to and that decisions on the facility applications are reached within the agreed time frame.
• Work closely with CRM’s, Branch Sales Teams, Marketing and other functional units to drive the success and adoption of ABF & IPF products
• Structure deals in agreement and according to the clients’ cash flows and prepare term sheets.
• Create awareness of ABF products to the business through educational seminars, workshops and other forums.
• Maintain strategic working relationships and alliances with motor dealers/suppliers and other relevant companies in their respective regions.

Qualifications and Experience

For the above positions, the successful applicants should have:-

• A University degree from a recognized university in a relevant field, preferably with an MBA or other relevant postgraduate qualification;
• Minimum 3-4 years proven working management experience in Relationship Management and at 2yrs of which must have been in ABF and IPF.
• Experience in credit analysis
• Knowledge of Kenyan banking laws and the legal framework around Banks’ lending policies.
• Excellent financial analysis skills
• Good networking and negotiation skills
• Excellent communication and interpersonal skills
• Excellent client relationship management
• Proven leadership and management skills

Audit Managers - Business and Governance Audit (BGA) and Branch Network Audit (BNA)

AUD 01/2012

The Position

Reporting to the respective Unit Head, The Audit Managers will be responsible for providing management with an independent and objective assurance on effectiveness of the internal control environment for the KCB Bank Group functions.

Key Responsibilities

• Monitor and review the effectiveness of the internal control systems and ensure compliance with organizational policies and procedures.
  
• Audit Credit Processes, which comprises functions of credit assessment, approval, and processing.
  
• Audit Bank Operations, which includes but not limited to reconciliations, processing of transactions and customer service.
  
• Performing internal risk assessments.
  
• Team leading in field audits and reporting on Audit findings.
  
• Develop and maintain the skills, knowledge and expertise to make valuable contribution to the Audit team.
  
• Manage productive relationships with key stakeholders.
  
• Provide input into the maintenance of the Internal Audit Methodology.
  
• Report key trends and portfolio performance to senior management.
  
• Manage the expense budget ensuring actual expenses are within the budget.

The Person

• University degree preferably in Business related field.
  
• Professional qualifications in either banking or finance, ACIB, CPA, ACCA, CISA.
  
• At least 6 years general banking and /or professional audit experience in Operations, Finance, Treasury, Retail, Corporate and 3 years experience in Credit Analysis and management.
  
• Analytic skills are required to understand the underlying risks at both customer and product portfolio level.
  
• Familiarity with retail banking credit products, credit tools and techniques is essential.
  
• Experience in credit analysis will be advantageous and preferred.
  
• Demonstrate leadership capacity.
  
• Analytical skills required to understand underlying business risks.
  
• Expert knowledge of principles, practices and techniques associated with cash management, banking, accounting procedures and concepts and investment management.
  
• Comprehensive understanding of all Treasury products including foreign exchange, money markets, derivatives and fixed income.
  
• Capacity to manage numerous deliverables within strict time and resource constraints.
• Superior communication and inter-personal skills, including report writing.
  
• Ability to commit time to business travel as required.
  
• Ability to commit 75% of the time to business travel

The above position is a demanding role for which the bank will provide a competitive package for the successful candidate.

If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current position, remuneration level, e-mail and telephone contacts quoting the respective job title or ref no in the subject field to recruitment@kcb.co.ke.